What signs of damage should I look for after a storm?
After a storm, look for missing or damaged shingles, leaks or water stains on ceilings and walls, bent or broken roof vents and flashing, and debris on the roof. You can check most of these from the ground or from inside your home. If you find any of them, have the roof inspected by a professional.
Check the gutters, vents and other metal
Gutters, downspouts, roof vents and flashing often dent from hail that only bruises a shingle. They are also easier to see from the ground, which makes them a good place to start.
Dents on gutters, window screens, garage doors or outdoor air conditioning units can be a sign that the roof was damaged too.
Look for water stains inside
A water stain on a ceiling or wall means water has already gotten into the home. Take photos when you find it and write down the date of the storm.
Sudden damage from a storm is often covered by insurance, while damage from a slow leak over time usually is not, so it is best to have the roof looked at soon after you notice a stain.
Clear debris from the roof
Branches and leaves left in a valley or against a chimney can trap water on the roof and lead to leaks later.
If the debris is out of reach or the roof is steep, call a professional instead of climbing up yourself.
Related questions
Should I get on the roof myself?
No. Most signs of damage can be seen from the ground or from inside the home, and a wet or damaged roof can be dangerous to walk on.
Does an inspection mean I have to file a claim?
No. An inspection tells you the condition of your roof. Whether to file a claim is your decision.
How long do I have to file a claim?
Deadlines vary by insurance company and policy, so check your policy. It is best to have the roof inspected soon after the storm.
